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Unfortunately, it is bound to happen at some point. You will eventually be in a car accident, and when it does happen, you will want to be prepared. It can disorientating and confusing being in an accident, so here are three things you should do in the event that it happens.
Call Insurance Provider
If you are in an accident, you will need to call your insurance provider. You will only need to do this if your car has been damaged to point where you can no longer drive it. If it has just superficial damage, then you might not want to get your insurance involved as it could increase your premiums and overall cost of your insurance. However, if you were the reason why the accident took place, then you will need to provide your insurance details to the person whose car you crashed into. If your car has been severely damaged, then you will want to call roadside assistance who will be able to take your car to a garage to be fixed. You might also be able to get a courtesy car or something like that depending on what type of car insurance policy you have.
Check What Is Damaged
You need to thoroughly check what has been damaged. This includes the car and its passengers. If you have been injured in a car accident that wasn’t your fault, then you might be able to file a claim through an attorney like the ones at https://www.robinettelaw.com/west-virginia/morgantown-car-accident-injury-attorney/ and get some kind of compensation. However, the same is true if you have caused the accident and injury. You should make a note of what has been damaged and take pictures with your smartphone. This might not be the first thing that comes to mind, but it is important for evidencing the damage. You should also take pictures of the other person in the accident’s car and make a note of their name and registration. This way, you can contact the insurance provider and make a full claim for damages. It can be easy to forget this stage and just get roadside assistance to take the car to be fixed. However, if you want to get your money back and make a successful claim, then detailing all of the damage will help.
It is important that you don’t forget to get the details of everyone involved in the accident. Do not just take their names. You need to take down as much information as possible. This includes their vehicle make and type, car registration number and anything else that you can get from them. This is the easiest and best way of ensuring that your claim goes through as quickly and easily as possible. If you are the person who causes the accident, then you should still take their details to ensure that everything is above board and that keep in mind the above two points at all times. You should always have your insurance and roadside assistance details in your car just in case of a situation like this.